HCC-UAL : Products

Syndicate 4141 writes the following classes of business:-

Public & Products Liability
Risks located worldwide excluding Assureds domiciled in North America, with limits available up to £15 million or equivalent in other currencies.

Employers' Liability
Risks located in the United Kingdom and Republic of Ireland with limits available up to £15 million or Euro 20 million except offshore exposures which are limited to £5,000,000.

Contractors' All Risks
Risks located in the United Kingdom and Ireland with limits available up to £10,000,000.

Tour Operators and Travel Agents Liability Insurance
Risks located in the United Kingdom and Republic of Ireland with limits available up to £15 million.
www.touropsinsurance.com

Please click here to download our Target Trades - Lloyds Brokers (117kb)

Please click here to download our Target Trades - Regional Brokers (1588kb)

First Class Security

Depending on the class(es) of insurance covered by your policy and its inception date, the security on your HCCUA policy will be provided by one or more of the A rated insurance providers set out below. Details of HCCUA Policy Security can also be downloaded as a pdf document:
Policy Security Overview (207kb)

Syndicate 4141

Syndicate 4141 is a Lloyd’s syndicate and therefore benefits from the Lloyd’s ratings.

Lloyd's currently enjoys A ratings from Standard and Poor's, A.M. Best and Fitch Ratings.

All Lloyd's syndicates benefit from Lloyd's central resources, including the Lloyd's brand, its network of global licenses and the Central Fund. The Central Fund is available at the discretion of the Council of Lloyd's to meet any valid claim that cannot be met by the resources of any member. As all Lloyd's policies are ultimately backed by this common security, a single market rating can be applied.

	Standard & Poor's	A+ (Strong). Stable Outlook
	A.M. Best	A (Excellent). Stable Outlook
	Fitch Ratings	A+ (Strong). Stable Outlook

For more information about Lloyd’s and its security rating, visit the Lloyd’s website.

HCCUA’s Rehabilitation Product

A key element of HCCUA’s approach is an emphasis on rehabilitation for bodily injury claims. HCCUA has joined with specialist rehabilitation companies to provide post accident treatment in cases where rehabilitation techniques are appropriate.

Rehabilitation services will be included at no extra premium charge and are designed to accelerate recovery from bodily injury. Prompt action will not only enable the individual to return to work more quickly, or to be retrained if required, but will also reduce the ultimate total cost of the claim.

Download our Guides to HCCUA’s Rehabilitation Services:

A guide for brokers (691kb)
A guide for policyholders (2308kb)

Underwriting Team

The Liability & Contractors' All Risks underwriting team is led by Paul Baynham who is supported by a strong team of specialist underwriters assembled to provide brokers with a wide range of expertise.

Click on 'the HCCUA team' for further details.