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HCC Underwriting Agency ("HCCUA"), a member of HCC
Insurance Holdings, Inc. group, takes the privacy of the users of our web
site very seriously and is committed to protecting your privacy
on-line.
We use the information we collect
about you to provide a personalised service to you when you visit our website.
At HCCUA, we appreciate that you do not want the personal information you provide
to us distributed indiscriminately and here we explain how we collect
information, what we do with it and what controls you have.
With whom is the information
shared?
We
may disclose aggregate statistics about our Site visitors, customers and sales
in order to describe our services to prospective partners, advertisers and other
reputable third parties and for other lawful purposes, but these statistics will
include no personally identifying information.
As a member of
the HCC
Insurance Holdings, Inc. group we may share information among the HCC group
and do so only for internal purposes. We require strict confidentiality by the
receiving parties and limit the use of the information to the purpose for which
it was disclosed. HCCUA reserves the right to share all information we collect as
this statement describes.
We also may disclose personal
information if required to do so by law or if it believes that such action is
necessary to protect and defend the rights, property or personal safety of
HCCUA,
the Site or its visitors.
Third party web
sites.
This
Site contains links to other sites. We cannot be responsible for the privacy
policies and practices of other web sites even if you access them using links
from our web site and recommend that you check the policy of each site you
visit.
In addition, if you linked to our web site from a third party web
site, we cannot be responsible for the privacy policies and practices of the
owners or operators of that third party site and recommend that you check the
policy of that third party site and contact its owner or operator if you have
any concerns or questions.
HCCUA is not responsible for any transaction
you enter into with a third party web site even if you access them using links
from our Site. Consequently, if you purchase products or services from a third
party web site your contract for such products or services will be with that
third party and not HCCUA.
Security.
HCCUA places a great importance
on the security of all personally identifiable information associated with our
customers. We have security measures in place to attempt to protect against the
loss, misuse and alteration of personal data under our
control.
For example, our security and
technology policies are periodically reviewed and enhanced as necessary and only
authorised personnel have access to user information. We use secure server
software (SSL) to encrypt financial information you input before it is set to us
and the servers we use to store personally identifiable information on are kept
in a secure environment. While we cannot ensure or guarantee that loss, misuse
or alteration of data will not occur, we use our best efforts to prevent
this.
Log files/IP
addresses.
When you visit our Site, we
automatically log your IP address (the unique address which identifies your
computer on the internet) which is automatically recognised by our web server.
We use IP addresses to help us administer the Site and to collect broad
demographic information for aggregate use. We do not link IP addresses to
personally identifiable information.
Use of cookies.
Cookies are pieces of
information that a website transfers to your hard drive to store and sometimes
track information about you. Most web browsers automatically accept cookies, but
if you prefer, you can change your browser to prevent that. However, you may not
be able to take full advantage of a website if you do so. Cookies are specific
to the server that created them and cannot be accessed by other servers, which
means they cannot be used to track your movements around the web. Although they
do identify a user's computer, cookies do not personally identify users and
passwords and credit card information are not stored in cookies. Find out more
about cookies at www.cookiecentral.com.
Where is the information
stored?
HCCUA is
member of
HCC
Insurance Holdings, Inc. group, which is a USA registered and licensed Company, therefore
information may be passed/stored in the US but only for internal purposes.
This is necessary in
order to process the information and to send you the information you have
requested. Information submitted by you may be transferred by us to our other
offices and to other reputable third party organisations as outlined above,
which may be situated outside the European Economic Area.
Keeping your records accurate.
We aim to keep our
information about you as accurate as possible. If you would like to review or
change the details you have supplied us with, or if you have another query
relating to your information, please contact us.
Your acceptance of these
terms.
By
using this site, you consent to the collection and use of this information by
HCCUA and to the HCCUA privacy policy.
Your
rights.
You
have a legal right to request that we provide you with a copy of all the
personal information about you held by us. You also have a right to correct any
errors in that information. As mentioned above, you have a right to request that
we cease to use your personal information for direct marketing purposes. Please
e-mail any questions, concerns or comments you have about these policies to
David Feldman
Compliance Officer &
Company Secretary
Walsingham House
35 Seething Lane
London EC3N 4AH
Tel: 020 7680 3008
E-mail: dfeldman@hccual.com
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